Insurance Cases

Companies and customers must commit to the agreements they sign with regard to the payment of amounts due between them, as non-compliance by some companies creates cases before courts because of disputes over payable amounts. The injured party claims for compensation by the insurance company, and the insurance company delays payment or withholds payment completely to achieve its goal of increasing profits, which is a top priority for insurance companies.

In recent years, there has been a strong demand for alternative solutions in insurance and reinsurance.

 

The team of advisors at MMA Advocates usually handles all requests for insurance claims.
Settlement of internal market insurance disputes -claims between intermediaries, insurance and reinsurance companies.
Settlement of disputes between insurance companies and insured parties – disputes between corporate or government clients / private sector institutions and their insurance companies.

Resolution of complex insurance disputes requires impartial and also professional experts who are not only familiar with the law but who are also aware of the impact of commercial and market disputes.

The advisors at MMA Advocates professionally resolve complex disputes via alternative means quickly, cost-effectively and timely, in all types of insurance cases, including:

Supplemental Insurance

Travel Insurance 

Life Insurance 

‎ Motor Insurance 

Comprehensive Insurance

Mortgage Insurance 

‎ Credit Insurance

Financing Life Insurance Premium 

Insurance Coverage Cases

Insurance Fraud

Insurance Strategies

Insurance Management 

Transfer of Life Insurance Policy

Commercial Insurance 

Flood Insurance

Disability Insurance 

Health Insurance

Main Person Insurance

MoralInsurance

Banking Insurance

Insurance Coverage Disputes

Insurance Disputes

Insurance Planning

Insurance Verification

Property Losses Insurance

Some insurance companies try to manipulate the wording so they can waste the right of the client, or use vague terms and unclear language, hiding the minute details in order to deny or delay the claim until the policyholder surrenders or accepts less than the total amount of coverage.

In these cases, we offer the best legal solutions to the policyholder to claim his dues from the insurance company.

Theoretically, the insurance company sides with the beneficiary at the moment of the listed circumstances. However, insurance companies often become the opponent and the customer ends the existing dispute with the equivalent of a mini-trial to receive his dues.

Our attorneys address all types of insurance disputes, including: claims of car insurance, health insurance, life insurance, long-term disability, credit deficit, employers insurance, and marine insurance.

 

If you are unaware of the insurance value, or if the insurance company denies or refuses to make a suitable offer, you should contact us and speak with one of our attorneys or leave a message on our website and we will give you a free consultation.

Warnings before signing insurance contracts:

Insurance applicants should deal with big companies, because disputing them when resorting to court is rightful and legal.

Insurance applicants must read the General Specifications and Conditions, and the Basic Coverage of the Contract.

Consciously read the clearly referenced exceptions (in colour and font) ...

It is advisable to have important contracts read by an attorney or an insurance expert.

Overconfidence in the company or the contract is a fatal mistake.

Do not underestimate the insurance value.

Exceptions should be read carefully, especially war risks.

War risks do not cover the insured party if he was fighting or was involved in an assassination, because the insured party thinks "No matter what, I'm covered."

Beware of contracts printed in small fonts, here lies downright deception. Valid contracts are written in large and clear fonts.

Avoid signing contracts in which exceptions are written in small fonts unlike the other fonts of the contract.

Beware of signing long and multi-page contracts because they are printed specifically so that the person feels exhausted reading them and eventually surrenders making it an easy sale for the agent (Fast Closing).

Beware of predatory agents who rely on their charisma to close the sale. When the insured party feels vulnerable, it is smart to ask the agent to wait until the next morning under the pretext of thinking carefully and reading the contract calmly.

Beware of “easy sales”. Sometimes insurance companies pressurize the agent to achieve the required monthly target, thus the agent resorts to easy sales to achieve high figures in the sale by not informing the insured party about exceptions.

When paying the monthly or annual premiums, the insured party must ensure that the receipt is in the name of the insurance company with a postage stamp, and not in the name of the agent.

Given this, either the insurance applicant signs the contract, or searches for another company, thus forcing insurance companies to improve and operationalize their contracts...

What is even more important is the statement made by the insured party at the time of concluding the contract, because it arises in light of the declarations and information made by the insured party. 90% percent of legal problems lie in these statements.

The insured party must accurately state to the insurer all the circumstances and information known to him, which enables the insurer to estimate the risks taken. Any concealment or false statement by the insured party at the time of conclusion or during it, even if it does not have an impact on the accident, exposes its perpetrator to contract avoidance in the first place.

However, some local insurance companies remain determined and capable of avoiding their obligations towards the insured party for one reason or another, unlike reputable insurance companies with professional insurance services.